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Financial Impact
The Financial Penalty of Delay: 66% IHS Hike
December 05, 2025 •
5 min read
Why is defending the 5-year route so critical? Beyond the uncertainty, it is about the crushing cost of the alternative.
The Cost of Delay:
The Immigration Health Surcharge (IHS) has recently jumped by 66% to £1,035 per year.
If your route to settlement is extended from 5 years to 10 years:
* You must pay an additional 5 years of IHS.
* For a family of four, this 'extra' 5-year period costs over £20,000 in IHS fees alone, on top of visa renewal fees.
The Strategy:
The government knows that by extending the route and hiking fees, they can price many skilled workers out of the UK. Our fight for the 5-year route is primarily a fight to protect you from this retrospective financial penalty. You budgeted for 5 years; you should not be forced to pay for 10.
The Cost of Delay:
The Immigration Health Surcharge (IHS) has recently jumped by 66% to £1,035 per year.
If your route to settlement is extended from 5 years to 10 years:
* You must pay an additional 5 years of IHS.
* For a family of four, this 'extra' 5-year period costs over £20,000 in IHS fees alone, on top of visa renewal fees.
The Strategy:
The government knows that by extending the route and hiking fees, they can price many skilled workers out of the UK. Our fight for the 5-year route is primarily a fight to protect you from this retrospective financial penalty. You budgeted for 5 years; you should not be forced to pay for 10.